--- title: How to Fund Your Home Improvement Wish List description: Home improvements can be expensive. Fortunately there are many different ways you can fund these projects. Learn more today! image: https://blog.bostongarage.com/hubfs/fund-home-improvement-wish-list.png --- [Skip to content](https://blog.bostongarage.com/how-to-fund-your-home-improvement-wish-list#main-content) [![bostongaragelogo](https://blog.bostongarage.com/hubfs/bostongaragelogo.svg "bostongaragelogo")](https://bostongarage.com) [![bostongarage](https://blog.bostongarage.com/hubfs/bostongaragelogofooter%20(1).svg "bostongarage")](https://blog.bostongarage.com/) [tel:7818365145](tel:7818365145) [(781) 836-5145](tel:(781)%20836-5145) Schedule Free Estimate Now SCHEDULE NOW #### Schedule a free estimate instantly! Simply select a day and time on the calendar below. 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This wish list may have one or two major items on it, or it may be loaded with lots of little improvements that would make a big difference to your life and the value of your home. However, all of these items have one thing in common: they all require money to see them through to completion. Home improvements, especially if we are talking about major renovations, can be expensive. That won't come as any big surprise. The good news is that there are a number of ways you can fund your projects so that your hopes and dreams become reality. Whether you are looking to [make the most of your garage space](https://blog.bostongarage.com/wasting-your-garage-space-time-to-rethink-it) or build new rooms within your property, these funding ideas will help you to get the job done. ## 1. Cash Okay, so this is the obvious and easiest choice when it comes to financing your home improvements. For most people with big renovations in mind, this simply isn't an option. However, if you want to avoid paying off a loan for years or eating into the equity on your home, it's worth considering. Saving money to fund your dreams may mean they take longer to fulfill, but could mean a financial future that is more certain and stable. ## 2. Refinance Your Mortgage For homeowners who want to spread the cost of their home improvements, refinancing their mortgage is often a sensible solution. In fact, you may be able to refinance on a lower interest rate than you are currently on. Your mortgage company will be able to help, or you may want to check the latest rates on a [mortgage comparison site](https://www.nerdwallet.com/mortgages/mortgage-rates). ## 3. Borrow from Your 401(k) If you have a 401(k) in place, most programs give you the option to borrow from your account via payroll deduction and pay the money you borrow back over five years. The way it works is that you pay back what you owe plus interest to yourself. While you may not earn what you would have if you'd left the money invested, this can be a great way to free up cash for improvements. ## [![View Our Epoxy Flooring Slideshow](https://no-cache.hubspot.com/cta/default/340112/c4e73f8f-099a-428b-bc99-3c0c21f9176d.png)](https://cta-redirect.hubspot.com/cta/redirect/340112/c4e73f8f-099a-428b-bc99-3c0c21f9176d) ## 4. Credit Cards When considering funding your home improvements, your credit card may not be your first choice. However, more homeowners are turning to this source of credit purely so they can get the points through their purchases. Credit cards can be a good option for small renovations, such as applying a garage floor epoxy coating or adding a racking system to your garage. ## 5. Contractor Financing Here at [Boston Garage](https://bostongarage.com/organization/), we are proud to offer free financing through our partner, [Wells Fargo](https://www.wellsfargo.com/). Financing in this way means there is no interest to pay for the duration of your financing agreement. Instead of saving your cash and waiting for your home improvements, you can arrange them today with interest-free cash payments. Whether you are considering our garage floor epoxy solution, or you need help organizing your garage space, speak to our team today about our financing solutions. ## The Home You've Always Wanted ![Dollarphotoclub_76103863.jpg](https://blog.bostongarage.com/hs-fs/hub/340112/file-2569096323.jpg?width=563&name=file-2569096323.jpg) At Boston Garage, we work with homeowners like you, helping them to achieve the garage of their dreams. We offer a wide range of services, such as [garage organization](https://info.bostongarage.com/free-garage-organization-quote), garage floor epoxy solutions and garage cabinets, and we can also help you to arrange the funding that is necessary for these improvements. Speak to our friendly team today to find out more about our garage solutions so you can own the garage you've always dreamed of.   Blog Post ## Related Articles [![storing tools in garage](https://blog.bostongarage.com/hubfs/Scituate-Close-Up.jpg)](https://blog.bostongarage.com/before-after-single-car-garage-floor-scituate-ma) [epoxy floor coatings](https://blog.bostongarage.com/topic/epoxy-floor-coatings), [Home Improvements](https://blog.bostongarage.com/topic/home-improvements) ### [Before and After: Single-Car Garage Floor in Scituate, MA](https://blog.bostongarage.com/before-after-single-car-garage-floor-scituate-ma) April 19, 2023 Sometimes our clients find themselves wondering where to start to get the garage makeover of their dreams. Would the... [Read more](https://blog.bostongarage.com/before-after-single-car-garage-floor-scituate-ma) [![storing tools in garage](https://blog.bostongarage.com/hubfs/Franklin%2cMA-Classroom-coating-after-2.jpg)](https://blog.bostongarage.com/before-after-flooring-upgrade-classroom-franklin-ma) [Garage Storage](https://blog.bostongarage.com/topic/garage-storage), [epoxy floor coatings](https://blog.bostongarage.com/topic/epoxy-floor-coatings), [Home Improvements](https://blog.bostongarage.com/topic/home-improvements), [Garage Cabinets](https://blog.bostongarage.com/topic/garage-cabinets) ### [Before and After: Epoxy Flooring Upgrade for a Classroom](https://blog.bostongarage.com/before-after-flooring-upgrade-classroom-franklin-ma) March 3, 2023 At Boston Garage, we have remodeled thousands of square footage of flooring throughout Massachusetts. Did you know we... [Read more](https://blog.bostongarage.com/before-after-flooring-upgrade-classroom-franklin-ma) [![storing tools in garage](https://blog.bostongarage.com/hubfs/Concrete-coating-in-storage-room-in-Newton%2cMA-pic2.jpg)](https://blog.bostongarage.com/before-after-storage-room-epoxy-floor-massachusetts) [Garage Storage](https://blog.bostongarage.com/topic/garage-storage), [epoxy floor coatings](https://blog.bostongarage.com/topic/epoxy-floor-coatings), [Home Improvements](https://blog.bostongarage.com/topic/home-improvements) ### [Before and After: Storage Room Floor in Newton, MA](https://blog.bostongarage.com/before-after-storage-room-epoxy-floor-massachusetts) June 21, 2023 One of the most common things we hear in the office at Boston Garage is a potential client calling in to ask if we can... 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